Chattanooga, TN’s housing market is shifting gears in 2025. After explosive post-pandemic growth, home value appreciation has slowed dramatically across the metro. According to data available on Reventure App, YoY growth dropped to just 0.4%, marking the lowest rate in over a decade. This article breaks down Chattanooga’s home value trends, forecasts, and county-level insights to help buyers, sellers, and investors navigate the changing situation.
Home Value Growth YoY in Chattanooga, TN, Dropped to 0.4% in 2025
Chattanooga’s housing market has entered a cooling phase. After riding a wave of double-digit price surges in the aftermath of the pandemic, year-over-year (YoY) home value growth in the metro has plummeted to just 0.4% in 2025. This marks a dramatic slowdown from the 17.8% peak recorded in 2022.
Chattanooga, TN’s home value growth dropped to 0.4% in 2025. Access the home value YoY growth graph of the metro here. [Link]
According to data available on Reventure App, the sharp deceleration reflects a broader market correction as rising mortgage rates, affordability pressures, and stabilizing demand have tempered housing price momentum. Notably, this is Chattanooga’s lowest YoY growth rate since 2012.
The city’s home value trends have followed a cyclical pattern, but the 2025 figure stands out due to its steep decline over a short period. In just two years, Chattanooga’s growth rate dropped by more than 17 percentage points, indicating a reset for both buyers and sellers.
Whether this leveling-off brings long-term balance or indicates further declines remains to be seen. But for now, Chattanooga’s once-hot market is taking a breather.
Housing Market Trends in the Counties of Chattanooga, TN, in 2025
In 2025, housing market conditions across the Chattanooga metro counties reflect a cooling trend, with moderate price growth and increased price cuts. According to data available on Reventure App, Hamilton County, the region’s population hub with nearly 380,000 residents, saw a modest 0.6% year-over-year home value growth, with 33.7% of listings experiencing price cuts and homes sitting on the market for about 53 days.
Hamilton has the highest sales inventory (1,514) in the Chattanooga, TN, metro area. Access the above map here. [Link]
Catoosa County showed similar signs of a slowing market, also reporting 0.6% growth and a higher 35.3% price cut rate. Properties here spent an average of 56 days on the market, with an overvaluation of 26.7%.
Marion County, TN, led in growth with 1.7%, though homes took 60 days to sell and 33.1% faced price reductions. Sequatchie County outpaced the region with the highest growth at 1.9%, but also had the highest overvaluation at 40.5%. Moreover, in Dade County home values rose 1.0%, with relatively fewer price cuts (23.5%) but the longest average time on market at 87 days.
Chattanooga, TN’s Housing Market Predictions for 2025 – 2026
The Chattanooga, TN, housing market is expected to continue declining throughout 2025–2026. According to the Reventure App, the Home Price Forecast Score for the metro stands at just 35 out of 100, indicating that it is now a buyers’ market. On Reventure App, a score below 45 denotes a declining market, 45–55 suggests stability and scores above 55 reflect appreciation.
Chattanooga, TN’s Home price forecast score reached 35/ 100 in 2025. Access the home price forecast score chart here. [Link]
The steep drop from a peak score of 77 in 2021–22 to only 38 by 2025–26 highlights extreme cooling in the market and highly reduced buyers’ demand. This downturn suggests more negotiating power for buyers, while sellers must price competitively and stay flexible to close deals. Both homeowners and investors should prepare for further weakening and reassess their strategies in this evolving market situation.
For buyers, sellers, and investors navigating Chattanooga’s shifting market, timing and insight are everything. With Reventure’s premium plan for just $39/month, you gain access to state, metro, county, and ZIP code–level forecasts on inventory, pricing, value trends, and market strength. Whether you’re planning to buy smart, sell competitively, or track future moves, Reventure delivers the local data edge you need to stay ahead.
