What the Latest Zillow Data Reveal About Mortgage Rates & Buyer Momentum in the U.S

What the Latest Zillow Data Reveal About Mortgage Rates & Buyer Momentum in the U.S

Mortgage rates are finally showing signs of easing, and it’s starting to shake up the U.S. housing market. Zillow’s latest data reveals a subtle but meaningful shift, rates are drifting lower, and buyers are beginning to re-enter the market.  After years of high borrowing costs, this small relief is reigniting buyer momentum across key metros. […]

Why Cash Buyers Are Dominating Houston and San Antonio’s Housing Markets

Why Cash Buyers Are Dominating Houston and San Antonio’s Housing Markets

Cash is king again in Texas. In 2025, nearly four in ten homes sold in Houston and San Antonio were bought entirely with cash. That’s well above the national average. With mortgage rates still high, many buyers are skipping the banks. Cash offers close faster and face fewer risks. Wealthy buyers and investors are taking […]

How the Federal Reserve’s Rate Moves Are Reshaping the U.S. Housing Market

How the Federal Reserve’s Rate Moves Are Reshaping the U.S. Housing Market

The Federal Reserve’s rate moves are quietly reshaping the U.S. housing market. After years of soaring prices and bidding wars, momentum is slowing. Mortgage rates are shifting with every policy, and affordability has become the new battleground. Homeowners are holding onto their low-rate mortgages, keeping supply tight. Moreover, builders are cautious, and buyers are waiting […]

Florida Housing Market Flip: Why Miami and Tampa Are Finally a Buyer’s Market

Why Miami and Tampa Are Finally a Buyer’s Market

Florida’s red-hot housing boom has finally cooled. The years of bidding wars and record-breaking prices are over. And Miami and Tampa are now tilting in favor of buyers. Realtor.com data shows both metros sitting above the six-month supply mark. It is the key threshold that indicates a buyer’s market.  Moreover, homes are staying on the […]

Liquidity, Reverse Repos, & Real Estate: The Hidden Connection

Liquidity, Reverse Repos, & Real Estate: The Hidden Connection

Ever wonder why mortgage rates feel stuck even when inflation cools? The answer hides deep in the plumbing of the financial system. Where trillions once parked in the Fed’s reverse repo facility are quietly vanishing. As that pool of easy cash drains, liquidity tightens. Banks, dealers, and investors suddenly face higher funding costs. And those […]

The Fixer-Upper Comeback: How DIY Homes Are Solving America’s Affordability Crunch

The Fixer-Upper Comeback: How DIY Homes Are Solving America’s Affordability Crunch

Home prices are out of reach. Mortgage rates are stuck high. So what’s the new path to ownership? For more and more Americans, it’s the fixer-upper. Those once-ignored listings with peeling paint and ‘needs TLC’ in the description are suddenly getting all the clicks. Across the country, buyers are trading perfection for potential. They’re rolling […]

Top 10 U.S. Metros Where Homes Sit Longest in 2025: What’s Ahead for 2026

Top 10 U.S. Metros Where Homes Sit Longest in 2025: What’s Ahead for 2026

Homes across the U.S. aren’t flying off the market like they used to. In 2025, even well-priced listings are taking longer to sell as higher mortgage rates and affordability concerns cool buyer urgency. For sellers, that means more days of waiting and more pressure to price realistically. But what do these longer listing times really […]