Author: Nick

I founded Reventure App to help homebuyers and real estate investors access real-time data on the US Housing Market. This news and blogs section provides my thoughts and analysis on the current state of the housing market.

Why Mortgage Rates have minimal impact Home Prices (1890-2025 data)

Every year, the housing market obsesses over the same question: where will mortgage rates go next? Buyers wait. Sellers hesitate. Investors build entire theses around a single number on the 30-year fixed. The assumption is always the same — that the direction of mortgage rates will determine the direction of home prices. As we head […]

The End of 3% Mortgages: Why the Mortgage Lock-In Effect Is Fading in 2026

The lock-in effect for mortgage rates is easing in late 2025, and by 2026, it could flip.

Will home prices drop in 2026, or will they go up? The answer to that question depends on factors related to mortgage rates, rents, and the fading of the mortgage-rate lock-in effect. In this article, Reventure will analyze why we could be exiting the era of 3% mortgage and how this could lower home prices […]

Reventure’s 2025 Housing Forecast Review: A Look Back at Our Performance

Reventure's housing market forecasts correctly predicted the price dispersion in 2025 across metro areas.

Twelve months ago, Reventure App released its 2025 U.S. Housing Market Forecast — a data-driven outlook built on real-time indicators such as inventory, price cuts, days on market, and migration trends. Our goal was simple: create a forecasting platform that outperforms legacy models by focusing on fundamentals. With one month remaining in 2025, Reventure App […]

America’s Demographic Shift That Will Reshape Housing

The long-term birth to death ratio in America will have a big impact on U.S. Housing Market.

America’s Demographic Time Bomb: The Birth/Death Crossover That Will Reshape Housing The U.S. is heading toward a demographic turning point that will reshape the housing market more than interest rates, inventory cycles, or even economic policy. By 2032, America will cross a threshold that few analysts discuss but every long-term housing investor should understand: more […]

Why the 50-Year Mortgage could be cheaper than renting

The Trump Administration is floating an idea, and they’re hoping it could help improve housing market affordability: the 50-year mortgage. Proponents of the idea point to its ability to lower mortgage payments and increase short-term affordability, and champion as a much better alternative then renting. While critics suggest the 50-year mortgage is tantamount to a […]

Is the U.S. Housing Market officially in a Recession?

America is officially in a housing recession — at least according to a top Trump Administration official. Scott Bessent, the U.S. Treasury Secretary, recently dropped a bombshell during a televised interview, declaring that the U.S. housing market is in a “recession” in late 2025. He attributed the downturn to the Federal Reserve’s persistently high interest […]

Reventure App’s 2025 US Housing Market Forecast

Reventure App’s CEO, Nick Gerli, releases his 2025 housing market forecast. Home values are expected to rise by 0.9% on a national basis, but go down in the South. Access the data for your ZIP code on Reventure App.